Terms and conditions for subscription services

These terms explain your rights and responsibilities when using oramirensy’s financial planning subscription service in Canada.

September 24, 2025

Acceptance of terms

By using our site or subscribing to our service, you agree to comply with these terms and all applicable Canadian laws. Please read carefully before proceeding.

Definitions

For clarity, the following definitions apply throughout these terms.

“oramirensy” refers to the website oramirensy.com and its operators.

“Service” means the financial planning subscription described on our site.

“User” or “client” refers to an individual who subscribes to or uses our service.

“Advisor” means the professional providing consultations and analytical reviews.

Service usage and eligibility

Our service is for use by individuals in Canada seeking consultation-based planning. You must be of legal age and able to form a binding contract.

Eligibility

You must be at least 18 years old and a Canadian resident to use this service. Proof of age or residency may be required.

Service is not available outside Canada.

User responsibilities

Users are expected to provide accurate information and use the service lawfully.

Provide correct and current details during registration and consultations.
Maintain confidentiality of your login credentials and account.
Pay all subscription fees promptly and in full.
Comply with all local, provincial, and federal laws.

Prohibited uses

The following uses are not permitted:

Using the service for unlawful, fraudulent, or misleading purposes.
Impersonating another person or misrepresenting your identity.
Attempting unauthorized access to our systems or data.
Distributing harmful software or engaging in malicious activity.
Violating any applicable Canadian laws or regulations.

Intellectual property rights

All content and materials on oramirensy.com are owned by oramirensy or licensed to us. You may not copy, reproduce, or redistribute materials except as permitted by law or with prior written consent.

User-generated content

If you submit content to our site, you grant us a non-exclusive right to use it for service delivery purposes.

Your rights and permissions

You retain ownership of your content but allow us to use it as needed for service fulfillment.

Privacy and data protection

Your personal information is handled as described in our Privacy Policy. We use your data only to provide the subscription service and comply with legal obligations.

Read privacy policy

Disclaimer and limitations

Our service is provided as consultation only. Results may vary and no guarantees are offered.

Important limitations apply

We do not provide investment, portfolio management, or education services. All guidance is consultation-based.

Limitation of liability

oramirensy is not liable for any losses, damages, or decisions made based on our consultations or materials provided.

Indemnification

You agree to indemnify oramirensy against any claims or losses arising from your use of our service or site.

Dispute resolution and jurisdiction

Any disputes related to our service will be resolved under Canadian law and jurisdiction.

Arbitration

Disputes may be resolved through binding arbitration as permitted by law.

Arbitration procedures follow Canadian arbitration statutes.

Online dispute resolution

You may use online dispute resolution platforms as available under Canadian regulations.

Read our disclaimer

Severability

If a provision is found invalid, the remainder remains in effect.

Entire agreement

These terms represent the full agreement between you and oramirensy regarding subscription services.

Applicable law and venue

Canadian federal and provincial laws apply. Venue for disputes is limited to Canadian courts.

Termination

We reserve the right to terminate service for violation of these terms or applicable laws.

Modifications

We may update these terms at any time. Continued use of the service indicates acceptance of changes.

Contact for terms

If you have questions or need clarification about these terms, contact us below.

Email address: content@oramirensy.com

Phone number: +1-136-709-0145

Office address: 1275 Venables Street, Suite 290, Vancouver, BC V6A 3V8 Canada

Effective date: September 24, 2025

Version: 1.0